Attention homeowners: Real estate appraisal services for in Indian River County and Brevard County

See the top seven reasons Florida homeowners use M and E Appraisals Inc.:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in Florida
To cut a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Florida by determining the true market value of the real estate in question


	Need help deciding the price of your house in or near Sebastian, Florida? Contact M and E Appraisals, Inc..

At M and E Appraisals, Inc., we understand the particular needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at M and E Appraisals, Inc will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.

Challenging Indian River County and Brevard County's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other houses close by. That means you're paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from M and E Appraisals, Inc. is your chief weapon.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. M and E Appraisals, Inc. is qualified in helping clients just like you dismiss unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. M and E Appraisals, Inc. can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would like to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. Although most review work is commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.