Let M and E Appraisals, Inc. take care of your appraisal

To a lot of us, an appraisal is simply a line item on the settlement sheet for a home purchase or refinance. Most lenders still need a local expert because the stakes are very high, even though there are a budding number of automated home valuation processes that might seem more economical than an appraisal. But is securing a mortgage the only basis for getting an appraisal? Are there additional cases when the services of a certified, independent real estate professional could be beneficial? You bet.


	When you're planning on any transaction where the likely sales price of your property is in question, contact M & E Appraisal Services. Just click here

Let M and E Appraisals, Inc. Services help you dispute your tax assessment in Indian River County and Brevard County

It's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are determined by a previous assessment of your house, so if prices have gone down in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from M and E Appraisals, Inc. is your best evidence. We're qualified to assist you in challenging your tax assessment.

Let M and E Appraisals Inc. assist you in lowering your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that many lenders ask homebuyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. This extra payment is often lumped into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to do away with the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, M and E Appraisals, Inc. can produce a statement regarding the value of your home. The expense of the appraisal can often be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from M and E Appraisals, Inc.

A divorce can be an especially traumatic ordeal for both parties, and it is often further complicated by the hard decision of who keeps the property. Regardless of the situation, it's prudent to get an appraisal from M and E Appraisals, Inc so both parties are entirely aware of the true market value of their property.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to take care of these issues. And since a home or other property often makes up an unequal share of the total estate value, knowing the correct value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Let M & E Appraisal Services help you with relocating to or from Brevard County

We are aware of the stress associated with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend employees that are moving to provide input on the positive features of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered.

Don't sell out for too little or keep your home on the market too long.

A professional appraisal will help you make a more informed decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't contingent upon the value we report, but rather they rest on our efforts to complete the appraisal.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.